Retirement

Plan for the long run — without the jargon.

We don't open retirement accounts. We help you understand them, so the choices you make at your real broker are informed ones.

  • Plain-English guides to IRAs, 401(k)s, and Roth accounts
  • Glidepath examples by age and goal
  • Compare ETFs commonly used in retirement portfolios
  • AI summaries of long-term performance and risk
  • Paper-trade a buy-and-hold portfolio for 30 days
Explore retirement guides

What you get

Roth vs Traditional

Understand the tax tradeoff before you choose, with simple examples for each life stage.

The employer match

Learn why the 401(k) match is the highest-return investment most people will ever make.

Glidepath basics

How your stock/bond mix should shift as you get closer to retirement.

How it works

  1. STEP 1

    Read the Learn hub

    Start with 'Traditional vs Roth IRA' and 'What is a 401(k)?' in the Learn section.

  2. STEP 2

    Model a portfolio

    Use the terminal to compare ETFs and build a sample long-term allocation.

  3. STEP 3

    Apply at your broker

    Take what you learned and open the real account at the broker of your choice.

FAQs

Do you open IRAs?
No. We are an education and research platform. You'll open your IRA at a broker that custodies funds.
Is this tax advice?
No. Educational content only. For tax questions, consult a qualified tax professional.
What about RMDs?
We cover Required Minimum Distributions in the Retirement section of the Learn hub.

Educational content only. Not investment, tax, or legal advice. Stock Trades App does not hold customer funds or execute live trades.